John Darer is a well-known structured settlement expert, who is an exceptionally fluent, highly skilled, creative and experienced Certified Financial Transitionist, Registered Settlement Planner, licensed insurance agent, good listener, effective communicator, thought leader and problem solver, who is again recognized as an A.M. Best Client Recommended Structured Settlement Expert for 2026.
Having been certified as a financial transitionist and with in-depth and ongoing training as part of the Sudden Money® Institute’sCertified Financial Transitionist (CeFT®)community of practice. John Darer is uniquely equipped with qualities, protocols and tools to help prepare and guide you through both life impacting financial decisions and the emotional challenges that are part of financial transitions that can temporarily dilute decision making skills at a critical time. John Darer is one of only two structured settlement consultants in the United States to have earned and maintained the designation of Certified Financial Transitionist. in September 2024, the Financial Transitionist Institute rolled out a micro designation program concerning Women in Transition and John Darer is enrolled.
John is also the founder of Groove Financial Advisors, LLC, a financial advisory firm established in 2018.
John Darer is dedicated to lifelong learning.
John Darer holds insurance licenses in U.S. states of AK, AL, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and the District of Columbia
John Darer is highly regarded as a distinguished content creator and subject matter expert, celebrated for delivering authoritative, reliable insights and comprehensive analysis on structured settlements, settlement planning, and associated financial matters.
He has been consulted and advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, French and South American insurance markets.
John Darer is a member ofthe National Structured Settlements Trade Association (“NSSTA”) and has has previously served on NSSTA’s Branding, Technology, Education, Innovation, Public Relations, Broker Relations and Long Range Planning committees. In 2006 and 2007 John was among those presented with the NSSTA award for outstanding leadership and service to the industry.
John Darer is a member of the National Association of Insurance and Financial Advisers (“NAIFA”). Founded in 1890, as the National Association of Life Undewriters, the National Association of Insurance and Financial Advisors is the preeminent association for financial service professionals in the USA. NAIFA members, in every Congressional district and every state house, subscribe to a strong Code of Ethics and represent a full spectrum of practice specialties to promote financial security for all Americans. Complimented by its professional development and consumer divisions, the Society of Financial Service Professionals and Life Happens, the association delivers value through advocacy, service, and education. John is longtime member of the Society of Financial Service Professionals(“SFSP”) which merged with NAIFA effective January 1, 2024. The Society of Financial Service Professionals is a multidisciplinary community of accomplished credentialed professionals whose common purpose is to deliver the highest level of ethical service to their clients.
John Darer is a founding member of the Society of Settlement Planners (” SSP”) Members of the SSP members are devoted to advising legal professionals and their clients in the negotiation, design and funding of legal settlements, addressing the diverse needs of injury victims and their families while maintaining available public and private assistance programs and promoting the proper application of, and safeguards for, the tax and financial remedies afforded recipients of tort recoveries.”
Aviation Insurance Association
American Association of Long Term Care Insurance (“AALTCI”)
National MSP (Medicare Secondary Payer) Network. John was a Charter Member of its predecessor, the National Alliance of Medicare Set-Aside Professionals (“NAMSAP”)
Committee Member of The Plaintiff Fund (Medical Fundraising), formed in 2023, which is operated by Help Hope Live. Since 1983, Help Hope Live has raised over $175 million to cover medical care. Support for this timely and needed solution has come from many sources, including leadership and members of the three national settlement planning associations. The Plaintiff Fund Committee includes the President of the Society of Settlement Planners (SSP) and a Co-Chair of the Legal Committee for the National Structured Settlements Trade Association (NSSTA). Defense professionals and organizations are contributing as well, showing support for personal injury victims.
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Last updated April 6, 2026
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